Terms of Service

Agreement to Terms

Trading Extremes™ and $25,000 Options Trading Challenge™ is the copyright and trademark holder of all branded properties, programs, services, software, memberships for Lupus Inc. (“Company”, “We”, “I”, “Website” or “Us”). The term “You”, “User”, “Visitor”, “Member”, “Client”, “Customer”, “Investor”, “Trader” refers to any person who access or use the Websites (https://tradingextremes.com) or Information including purchasers and/or users of any of our Programs, Products and/or Services.

Neither the Company or any of its affiliates, owners, managers, employees, shareholders, officers, directors, other personnel, representatives, agents or independent contractors (herein referred to as the “Company”, “I”, “We” or “Website”) is, in such capacities, a licensed financial advisor, registered investment advisor, registered broker-dealer or FINRA | SIPC | NFA-member firm.

By viewing this website or anything made available on or through this website, including but not limited to PROGRAMS, PRODUCTS, SERVICES, OPT-IN GIFTS, E-BOOKS, VIDEOS, WEBINARS, BLOG POSTS, E-NEWSLETTERS, CONSULTATIONS, E-MAILS, SOCIAL MEDIA, SOFTWARE, RESEARCH AND/OR OTHER COMMUNICATION (collectively referred to as “Website” or “Information”), you are agreeing to accept all parts of this Disclaimer, Terms of Use and Terms & Conditions. Thus, if you do not agree to these below, STOP now, and do not access or use this Website.

Purchases & Online Commerce

Payment Authorization: If paying by debit card, credit card, or other merchant account such as PayPal, you give us permission to automatically charge your card as payment for your Program, Product or Service without any additional authorization. Electronic receipts are available upon request. In the event that payment is not received by the date due, you will have a three (3) day grace period to make the payment otherwise the Program, Product or Services will not continue and we reserve the right to cease your access immediately and permanently.

Chargeback Policy: By completing a purchase, you expressly waive the right to initiate chargebacks, payment disputes, or reversals through your bank, credit card provider, or payment processor. You acknowledge that we have a clear and explicit Refund Policy (detailed in the Cancellation/Refund Policy section) that you have agreed to prior to completing your purchase.

We do not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company. Any payment disputes must be resolved directly with TradingExtremes through the Dispute Resolution process outlined in these Terms of Use.

Unauthorized chargebacks will be considered a material breach of this Agreement and fraudulent activity. In the event that a chargeback is placed on a purchase or we receive a chargeback threat during or after your purchase, we reserve the right to:
(1) Report the incident to all three credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account, which could have a negative impact on your credit report score;
(2) Pursue legal action, including debt collection or arbitration, to recover disputed amounts and associated legal costs;
(3) Permanently terminate your access to all services.

The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make full payment for the amount of the chargeback.

Trial Period

You get a no-obligation trial period when you sign up with us. You may cancel your account any time during this trial period without being charged for your next billing cycle. Note that any fees paid for the trial period itself is non-refundable. If you send us a cancellation request anytime during the trial period, your account gets terminated with immediate effect and you will forfeit any days remaining in your trial or promotional period.

Please note that we are only able to offer this trial period for your first signup. If you cancel your account and join us again, we are not able to extend a trial period to you and your account will be charged for the full billing cycle at the time of your subsequent sign up.

Cancellation & Refund Policy

Cancelling Your Membership: You may cancel your subscription at any time by sending an email to cancel@tradingextremes.com with the subject “Please Cancel”.

Continued Access After Cancellation: When you cancel your subscription, you will continue to enjoy full access to all features and services until the end of your current billing cycle. This means you can send your cancellation request at any time during your billing cycle without losing immediate access. We encourage you to cancel as soon as you decide not to continue, rather than waiting until the last moment, to avoid forgetting and being charged for the next cycle.

The cancellation will become effective one day before your next billing period starts. If your next billing date falls on the weekend or the following Monday, your account will be cancelled on the prior business day (i.e. Friday). If you cancel after your billing cycle has started, we are not able to offer you a pro-rated refund and you will be charged for the entire billing cycle (Yearly, quarterly or month-to-month based on the plan you signed up for).

Chargeback Waiver: By subscribing to TradingExtremes, you expressly waive the right to initiate chargebacks, payment disputes, or reversals through your bank, credit card provider, or payment processor. Any disputes regarding payments must be resolved directly with TradingExtremes by contacting support@tradingextremes.com and following the Dispute Resolution process outlined in these Terms of Use.

Unauthorized Chargebacks: Initiating an unauthorized chargeback will be considered a material breach of this Agreement and may be treated as fraudulent activity. TradingExtremes reserves the right to:
(1) Pursue legal action, including debt collection or arbitration, to recover disputed amounts, associated legal costs, and any damages resulting from the fraudulent chargeback;
(2) Report the incident to all three credit reporting agencies or to any entity for inclusion in any chargeback database or for listing as a delinquent account, which could have a negative impact on your credit report score. The information reported will include your name, email address, order date, order amount, and billing address;
(3) Permanently suspend your access to all TradingExtremes services;
(4) Pursue any other legal remedies available.

Chargeback abusers wishing to be removed from the database shall make full payment for the amount of the chargeback plus any associated fees and legal costs.

Billing Errors: If you believe you have been charged in error (duplicate charges, incorrect amount, or charges after proper cancellation confirmation), you must contact support@tradingextremes.com within 30 days of the charge. We will investigate and resolve legitimate billing errors promptly. Billing error disputes must be raised BEFORE initiating any chargeback with your payment provider.

Disclaimer: No Refunds for Unused Services and No Usage Tracking

By subscribing to our services, you acknowledge that you are entering into a recurring billing agreement. We have no way of tracking your usage of our services and hence, we do not offer refunds based on claims of unused services or periods. This means that if you do not actively cancel your subscription before the end of your current billing cycle, you will be charged for the next cycle, regardless of your usage of our services.

Spread Tracker

Live trader members are provided access to the official spread tracker linked here: https://25k.link/spread_tracker. The tracker keeps a track of all currently open and past trades in a google sheets format. This information is also available on discord in #trade-alerts channel. Note that spread tracker access is granted only after your trial period is over. If you are in a free promotional period, please request access after your trial is over.

Discord User Group Access

If you sign up for our “Live Trader” program, you will be given access to our chat based Discord group. This group will allow you to view trade alerts, past trades, case studies and any educational and informational material that is published. You will also be able to ask Nishant any questions related to the trading method that he teaches our members. The whole Discord group is run as an educational service and we expect you to honor the nature of the service.

Rules for posting in the Discord group

We also allow you to participate in our Discord group and mingle with other members, learn from them and post content as long as the content is not offensive, inappropriate and disrespectful to others. Existing members can report offensive content to us and the sole determination of the quality of your content will be made by Nishant and the Senior Members (moderators) of the group.

We also have the right to delete any content that is reported to us, that we deem as offensive, inflammatory or inappropriate. If a member posts content that is against the basic principles outlined above, we have the right to put the “offending party” in read-only mode without notice.

By doing this, you will still have full read access to all discord channels like “getting-started“, “trading-method“, “faq“, “case-studies“, “announcements“, “trade-alerts“, “historical-trades” and “market-outlook” that is part of the paid membership, but you will not be able to participate or view any community/group discussion channels under the “Member Area” like “off-topic“, “discussions“, “your-trade-ideas“, “questions-for-nishant” until the dispute about the quality of your content is resolved between you and the moderators of the group.

If a member continues to indulge in this behavior, we have the right to terminate your membership immediately without providing any partial refunds irrespective of where you are in your paid subscription cycle.

No tolerance policy for cross-promotion

We have a zero tolerance policy for cross-promoting any services like your own Social Media groups or servers on other platforms like Discord, Facebook, Slack, Whatsapp, Google Groups or any similar service. Promoting your own services or groups on Discord or via DMS to our server members will result in immediate termination of your membership.

Dispute Resolution

We will make every reasonable effort to resolve your concern within 10 business days of receiving your detailed communication. Failure to attempt resolution through direct communication before initiating a chargeback or other dispute will be considered a violation of these Terms of Use.

Chargeback Prohibition: You expressly agree that initiating a chargeback, payment dispute, or reversal through your bank, credit card provider, or payment processor is strictly prohibited and will be considered fraudulent activity and a material breach of this Agreement. We consider disputes for legitimate credit card charges as fraudulent, particularly if they occur in the middle of a billing cycle, as our Terms of Service clearly state that cancellation requests only affect future charges and we do not offer partial refunds for cancellations made during a billing cycle.

Consequences of Unauthorized Chargebacks: It’s important to understand that handling disputes is not only costly but also time-consuming for us as a company. If we successfully contest a dispute, associated fees are non-refundable, and we are not liable for compensation. Moreover, opening a dispute results in permanent suspension of future service usage. Additionally, if a customer loses a dispute, they forfeit access to our services and remain liable for all amounts owed plus legal costs.

Binding Arbitration: It is hoped that should we ever have any differences, we could be able to work them out amicably through e-mail correspondence. However, should we be unable to seek resolution within a reasonable time after you have contacted us via email, you agree now that the only method of legal dispute resolution that will be used is binding arbitration before a single arbitrator, selected jointly, in accordance with the American Arbitration Association Rules.

Prior to seeking arbitration, you must send an e-mail to support@tradingextremes.com and include all of your reasons for dissatisfaction with your Program. You understand and agree now that the only remedy that can be awarded to you through arbitration is full refund of your payment made to date. No other actions or financial awards of consequential damages, or any other type of damages, may be granted to you.

We both agree now that the decision of the arbitrator is final and binding, and may be entered as a judgment into any court having the appropriate jurisdiction.

Statute of Limitations: By purchasing our Programs, Products, or Services you are agreeing to a modification of the statute of limitations such that any arbitration must begin within one (1) year of the date of your initial dispute e-mail to us or you waive the right to seek dispute resolution by arbitration or to take any other legal action.

Venue and Costs: You also agree that should arbitration take place, it will be held in Pittsburgh, Pennsylvania, and the prevailing party shall be entitled to all reasonable attorneys’ fees and all costs necessary to enforce the decision of the arbitrator.

Prohibition on Disparagement: In the event of a dispute between us, you agree to not engage in any conduct or communications, public or private, including on social media, designed to disparage us, our Company, or any of our Programs, Products, or Services. Where requested by law or arbitration, of course, you are not prohibited from sharing your thoughts and opinions as a part of the legal process.

Severability: If any terms of these Terms of Use are construed to be invalid or unenforceable for any reason, it shall not affect the validity or enforceability of any other term which shall be given full force and effect.

Termination

You have the right to terminate your use of or participation in our Programs, Products or Services at any time.

We reserve the right in our sole discretion to refuse or terminate your access to our Programs, Products, Services or Program Materials, in full or in part, at any time, without notice, by sending you an e-mail to the e-mail address you provided upon purchase of the Program, Product or Service. In the event of cancellation or termination by either of us, you will have 24 hours to pay any and all remaining payments or balances that are owed to us.

Upon termination by either of us, we reserve the right to immediately refuse or terminate your access to any aspect of our Programs, Products, Services and/or our Program Materials, including but not limited to our Website, private forum, e-mail communications, Facebook groups, live webinars or conference calls, or any other method of communications related to our Programs, Products, Services or Program Materials at any time without notice and in our sole discretion.

All of the terms of this Terms of Use, including but not limited to all copyright, trademark, and intellectual property rights, disclaimers, limitations of liability, release of claims, and our Refund Policy will still apply now and in the future, even after termination by you or us. Furthermore, while some offerings promise lifetime access, this means that the content and information will be available to you so long as the service is still available.

Legal Disclaimers & Terms

FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY.

The information provided in or through this Website or via our group on the Discord platform is for educational and informational purposes only and solely as a self-help tool for your own use. Accordingly, you should not rely solely on the Information in making any investment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. You should always check with your licensed financial advisor and tax advisor to determine the suitability of any investment.

Due to SEC regulations, any trade alerts I (Nishant) publish or any advice I (Nishant) give is strictly for educational purposes only. I assume that any trading advice that you consult me about are either theoretical trades or are being done on a paper trading platform to refine your skills and learn from my mean reversion trading methodology. Any trade alerts I publish, are simply trades that I am taking in my own accounts. None of these trade alerts should be treated as trade recommendations and you should use your own judgement when placing trades.

NOT LEGAL OR FINANCIAL ADVICE.

Lupus Inc. or Nishant Pant are not and do not represent any attorneys, accountants or financial advisors, nor are we holding ourselves out to be. The information contained in this Website is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. Although care has been taken in preparing the information provided to you, I cannot be held responsible for any errors or omissions, and we accept no liability whatsoever for any loss or damage you may incur. Always seek financial and/or legal counsel relating to your specific circumstances as needed for any and all questions and concerns you now have, or may have in the future. You agree that the information on our Website is not legal or financial advice.

PERSONAL RESPONSIBILITY.

You aim to accurately represent the information provided to us on or through our Website. You acknowledge that you are participating voluntarily in using our Website and that you are solely and personally responsible for your choices, actions and results, now and in the future. You accept full responsibility for the consequences of your use, or non-use, of any information provided on or through this Website, and you agree to use your own judgment and due diligence before implementing any idea, suggestion or recommendation from my Website to your life, family or business.

NO GUARANTEES.

Our role is to support and assist you in reaching your own goals, but your success depends primarily on your own effort, motivation, commitment and follow-through. I cannot predict and I do not guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. Each individual’s results depend on his or her unique background, dedication, desire, motivation, actions, and numerous other factors. You fully agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through this Website.

EARNINGS DISCLAIMER.

The risk of loss in trading securities, options, futures and forex can be substantial. Options involve risk and are not suitable for all investors. Consider all relevant risk factors, including their own personal financial situation, before trading. Past results of any individual or trading system published by Company are not indicative of future returns. Any earnings or income statements or examples shown through our Website are only estimates of what might be possible now or in the future. There can be no assurance as to any particular financial outcome based on the use of our Website. Such set-ups are not solicitations of any kind or order to buy or sell a financial security and should not be construed as investment advice under any circumstances. The Company will not be held liable for losses resulting from information or advice presented in this website (or third party); the use of such information is entirely at the risk of the user. Company assume no responsibility or liability for your trading and investment results whatsoever and under any circumstances. You agree that I am not responsible for your earnings, the success or failure of your personal or business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our Website. You are solely responsible for your results.

TESTIMONIALS.

We present real world experiences, testimonials, and insights about other people’s experiences with our Website for purposes of illustration only. These results may not be typical. The testimonials, examples, and photos used are of actual clients. In some cases, photos of clients and names are removed or changed for privacy purposes. We disclose that some photos or names of such persons in reviews are not actual consumers of the advertised product. However, we do not alter, modify, or adjust the testimonial or endorsement given by the client or customer. They are not intended to represent or guarantee that current or future clients will achieve the same or similar results; rather, these testimonials represent what is possible for illustrative purposes only.

ASSUMPTION OF RISK.

As with all situations, there are sometimes unknown individual risks and circumstances that can arise during use of my Website that cannot be foreseen that can influence or reduce results. You understand that any mention of any suggestion or recommendation on or through my Website is to be taken at your own risk, with no liability on my part, recognizing that there is a rare chance that illness, injury or even death could result, and you agree to assume all risks.

LIMITATION OF LIABILITY.

By using this Website, you agree to absolve us of any liability or loss that you or any other person may incur from use of the information, products or materials that you request or receive through or on my Website. You agree that we will not be liable to you, or to any other individual, company or entity, for any type of damages, including direct, indirect, special, incidental, equitable or consequential loss or damages, for use of or reliance on my Website. You agree that we do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, or any other type of loss or damage due to any act or default by us or anyone acting as our agent, consultant, affiliate, joint venture partner, employee, shareholder, director, staff, team member, or anyone otherwise affiliated with my business or me, who is engaged in delivering content on or through this Website.

INDEMNIFICATION AND RELEASE OF CLAIMS.

You hereby fully and completely hold harmless, indemnify and release us and any of our agents, consultants, affiliates, joint venture partners, employees, shareholders, directors, staff, team members, or anyone otherwise affiliated with my business or me from any and all causes of action, allegations, suits, claims, damages, or demands whatsoever, in law or equity, that may arise in the past, present or future that is in any way related to our Website.

NO WARRANTIES.

WE MAKE NO WARRANTIES RELATED TO THE PERFORMANCE OR OPERATION OF MY WEBSITE. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, PRODUCTS OR SERVICES INCLUDED ON OR THROUGH THE WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

ERRORS AND OMISSIONS.

Although every effort is made to ensure the accuracy of information shared on or through this Website, the information may inadvertently contain inaccuracies or typographical errors. You agree that we are not responsible for the views, opinions, or accuracy of facts referenced on or through our Website, or of those of any other individual or company affiliated with our business in any way. Because scientific, technology and business practices are constantly evolving, you agree that we are not responsible for the accuracy of our Website, or for any errors or omissions that may occur.

NO ENDORSEMENT.

References or links in my Website to the information, opinions, advice, programs, products or services of any other individual, business or entity does not constitute our formal endorsement. We are merely sharing information for your own self-help only. We are not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any other person, business or entity that may be linked or referenced on our Website. Conversely, should our Website link appear in any other individual’s, business’s or entity’s website, program, product or services, it does not constitute our formal endorsement of them, their business or their website either.

AFFILIATES.

From time to time, we may promote, affiliate with, or partner with other individuals or businesses whose programs, products and services align with us. In the spirit of transparency, we want you to be aware that there may be instances when we promote, market, share or sell programs, products or services for other partners and in exchange we may receive financial compensation or other rewards. At the same time, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. You are still required to use your own judgment to determine that any such program, product or service is appropriate for you. You are assuming all risks, and you agree that I am not liable in any way for any program, product or service that I may promote, market, share or sell on or through my Website.

By using our Website you are agreeing to all parts of the above Disclaimer. If you have any questions about this Disclaimer, please contact us.

Intellectual Property Rights

Our Limited License to You. Our Programs, Products, and Services and all the Program Materials are our property and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws.

The content in our Programs, Products and Services is solely owned by or licensed to us, unless otherwise indicated. This content includes, but is not limited to, the design, layout, look, appearance, graphics of our Program Materials or any other material or aspects of materials provided by us to you. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these Terms of Use.

You are being granted a limited license to use our Program, Products and Services, and Program Materials with permission and restrictions. This means that when you purchase a Program, Product or Service from our Website or otherwise, you are purchasing the limited right to use the Program Materials in the form that is provided by us to you with certain conditions as specified in these Terms of Use.

You are permitted to use our Programs, Products, Services and Program Materials as follows:

You may download and/or print Program Materials for your own personal use in your business.

However, you are not permitted to share, sell, reprint or republish any other of our Program Materials, including handouts, for resale or mass reproduction purposes for your own business use.

Confidentiality & Privacy

Confidential Information. To use our Programs, Products, Services or Program Materials, we may seek personal data or information including your name, e-mail address, phone number, street address, billing information, birthday, preferences, interests, assignments, or other personally-identifying information (“Confidential Information”). By providing such Confidential Information to us, you grant us permission to use and store such information. We, in turn, will use our best efforts to keep your Confidential Information safe, secure and confidential in accordance with these Terms of Use and our full Privacy Policy which may be found on our Website.

What We Do With Confidential Information. We request and require various personal data and/or Confidential Information to understand your needs and provide you with better services. In addition, we may use such data and Confidential Information for the following reasons: (1) for internal record keeping, (2) to improve our Programs, Products, Services or Program Materials, (3) to periodically send promotions about new Programs, Products or Services or other special offers from which you may unsubscribe at any time, (4) for aggregate, non-identifiable data for research purposes, (5) to customize the respective Programs, Products or Services you purchase or use according to your interests and/or (6) for support or communication related to your Program, Product, Service or Program Materials.

UNDER NO CIRCUMSTANCES SHALL COMPANY OR ANY OF ITS PARENTS, SUBSIDIARIES, AFFILIATES, OR OTHERWISE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE SITE OR SERVICE, INCLUDING BUT NOT LIMITED TO NEGLIGENCE. ADDITIONALLY, COMPANY IS NOT LIABLE FOR DAMAGES IN CONNECTION WITH (I) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE; (II) LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; AND (III) THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY. THE FOREGOING APPLIES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES. IN THOSE STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY LAW. IN NO EVENT SHALL COMPANY’S CUMULATIVE LIABILITY TO YOU EXCEED $100.

By using the Website, you agree to these Terms and Conditions, Disclaimers, Terms of Use or Disclosures without modification, and acknowledge reading them. We reserve the right to change these Terms and Conditions, Disclaimers, Terms of Use or Disclosures or to impose new conditions on use of the Website, from time to time, in which case we will post the revised Terms and Conditions, Disclaimers, Terms of Use or Disclosures on this Website. By continuing to use the Website after we post any such changes means you accept the new Terms and Conditions, Disclaimers, Terms of Use or Disclosures with the modifications.

If you have any questions, please contact us at support@tradingextremes.com. Thank you.